Equifax, one of the biggest credit reporting agencies, was hacked and 143 million consumers had their data stolen. I use YNAB & Personal Capital— but manually enter info for both. I used Mint for a long time before switching over to Personal Capital. Mint is free to use and supported by in-app product suggestions. EDIT: thanks for everyone's input. It can't figure out the ticker for some of the mutual funds in my 401k, so it isn't able to accurately classify for figuring out my asset allocation. Whether it's Mint, Personal Capital, or some other service – putting your data into the “cloud” can be unnerving. I recently discovered personal capital when I wanted something better for tracking investment growth. Mint Summary: Mint is great for tracking your bank accounts, credit cards, loans, and investments. I'm sorry annoying telemarketer guy, wherever you are. We are having difficulty keeping up with quarterly and semi-annual budget items in Mint. Probably has more "offers" than before! An alternative to Mint in the free software space is Personal Capital, which offers similar features to Mint but leans more into trying to up-sell you to various services rather than inundating you with ads. Here’s how VCM responded: At this time the option to link Victory accounts to an external website’s "read only" page or Mint, Quicken etc. I don’t think I’ve logged into Mint since I started using PC. 1 comment. YNAB helps you plan in advance and negotiate your budget when things get off. If you have a big enough portfolio, they want to manage it for you. Close. PC uses the account data you link to … Mint: Better for budgeting Personal Capital: Better for investment tracking and retirement planning. Signing Up, Personal Capital Vs Mint . However, Mint and Personal Capital take certain precautions to help protect your security. mint vs ynab Two of the biggest budgeting apps out there are Mint by Intuit (the creators of Quicken) and YNAB , short for “You Need a Budget”. If you can’t find an account supported by Mint, you can manually add them to track of your cash, real estate, and other assets. Now, the way this information is presented to your differs between the apps due to each apps distinct purpose; we’ll get into that more in a minute. In case you’re unfamiliar with PC, it’s a financial advisory company that runs an online personal finance tracker similar to Mint and Quicken. Mint is great for tracking day to day spending and all that, but their investment tools are really lacking. Mint is the original online budgeting app, founded way back in 2006. What should I do? personal capital vs mint: commonalities and differences Before looking at the difference between these two platforms, we must first look at the common things between Personal Capital and Mint. Cookies help us deliver our Services. It's always 1-2 months behind for my bank accounts and credit cards. If I'm following the general advice of r/personalfinance and bogleheads, I don't need to be tracking my investments daily. Does anyone else have any experience with said programs and what do you think about them? Personal Capital: Similarities & Differences Similarity: Link Your Accounts. Press J to jump to the feed. I've been on Mint.com for YEARS and loved it pre-intuit. Join our community, read the PF Wiki, and get on top of your finances! Where Mint Bests Personal Capital Since Mint is, first and foremost, a tool for budgeting, it should come as no surprise that they beat out Personal Capital when it comes to helping you build and manage a budget. First, it's free. https://dyernews.com/mint-vs-personal-capital/ Are you looking for the right personal finance app and debating between Mint and Personal Capital? Signed up with Personal Capital and actually prefer their much cleaner interface. I accidentally deleted an account. Well, PC makes their money from their management. Slalom Consulting. Cool, thanks. I logged back in, updated some stuff, and things are going smooth for now. History. They gave me a call, and I was railing on the guy for them giving my very diversified index fund portfolio a D grade in diversification. While it’s important you choose the right tool to help you build your wealth, it’s more important to be clear about your goals. I use PC for only investments. Personal Capital vs Mint Comparison Personal Capital Mint; Pricing: Free DIY Tool, 0.25% AM Fee: Free: Monthly Budget Tracking Monthly Credit Score Financial Goal-setting Net Worth Tracking Hidden Fee Analyzer Investment Analysis Wealth & Retirement Planning Customer Service: Phone, Chat, FAQ, Support Portal: Chat, FAQ, Support Portal: How We Know Which Option is Right for You. Mint.com and Credit Karma are two popular personal finance apps that have a few similarities, but a number of key differences. They both cater to a U.S. audience though Mint also synchronizes with Canadian financial institutions. Want to comment ... bubbedty I use mint for budgeting and capital for net worth/ investment tracking. Mint is a great option if you want a free budgeting app that tracks your transaction but you don’t need to see them immediately. I had a Mint.com account years ago and it was awesome. Reply. Where the two seriously part company is in regard to their primary missions. We hope you got the answer for Personal Capital vs. Mint vs. GrowthAdvisor. I used to be a mint.com kind of person, but then I wanted to focus more on investing. More posts from the personalfinance community. YNAB is a small, privately held company that offers personal budgeting software. I do however want to monitor and track my expenses and cash outflows daily, which is what Mint is perfect for. I couldn’t get past the OTP challenge in Personal Capital. It didn’t calculate the holdings and of what. 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